MERs & Active Management

1 January, 2014

Why actively managed mutual funds can outperform in markets like these     Some Mutual Funds offer what is known as active management, and some closely mimic the investment indices. Some of you have heard the terms ‘active’ and ‘passive’ management before... Read More

Notes From Shawn - Welcome, 2014!

1 January, 2014

Welcome, 2014! As I sit down to write my personal commentary for this newsletter, I am aware that yet another year has passed and, as always, I am both grateful for what we achieved last year, and excited about the year to come. As I mentioned in my last... Read More

Market Review: Tempering Expectations & How To Navigate Market Corrections

1 January, 2014

The past year was a rewarding one for many equity investors, as most major stock markets around the world registered surprisingly strong gains against the backdrop of an improving global economy. Improvement in US housing, employment and manufacturing... Read More

Do you know the difference between mortgage insurance and life insurance?

1 January, 2014

Everyone needs insurance if they are carrying a mortgage. Typically, your bank will insist on it. Banks will offer you mortgage insurance, which is very different from personally owned life insurance. The difference? With mortgage insurance, the underwriting... Read More

RRSP Season: Down to the dollar value

1 January, 2014

Filed Under: Retirement Planning

We’re going to keep it simple here and show the dollar value benefits behind how RRSP investments work.    Category Client #1  Client #2 Income: $45,000 $90,000 Marginal tax rate in BC: 29.7% 38.29% RRSP contribution: $5,000 $12,000 Estimated tax refund:... Read More