Why have investment returns slowed down?

25 October, 2017

It’s October of 2017, and we’ve been seeing low, single‐digit returns this year. Last year wasn’t great, either. Of course, these most recent years follow the long term recovery boom that began after the 08/09 financial collapse, and this is worth no... Read More

Thoughts on portfolio returns for 2016

21 April, 2017

As Financial Advisors, one of our jobs is to manage clients’ investments. It’s important that we help our clients understand what they might be able to expect from their portfolios, and it’s also important that we manage our own expectations.... Read More

What to expect for investment returns

1 April, 2014

How do you know if your portfolio has done well? If you’re 10% up on the year, is that good? It might be if global markets are up only 5%, it might not be if global markets are up 20%. The risk profile of your portfolio is key, too. Did you see a 10%... Read More

MERs & Active Management

1 January, 2014

Why actively managed mutual funds can outperform in markets like these     Some Mutual Funds offer what is known as active management, and some closely mimic the investment indices. Some of you have heard the terms ‘active’ and ‘passive’ management before... Read More

Tax Planning For Non-Registered Investments

1 October, 2013

As we near the end of 2013, this is a good time to do a review of your tax situation in regards to non-registered investments. While it is generally a good idea to defer taxation as long as possible, there are circumstances in which it can be beneficial... Read More

Diversification through managed products

1 July, 2013

Filed Under: Investment Services

“It is not whether you are right or wrong that is important, but how much money you make when you are right and how much you lose when you are wrong” - George Soros Many of you have noticed our use of managed (wrap) products in your portfolio. This diversified... Read More

TFSA vs. RRSP: Why not both?

1 July, 2013

Make no mistake, the TFSA is a gift from Canada Revenue. Often, the comparison is made between RRSPs and TFSAs with the objective of choosing one or the other; both registrations are tools used for purposes of tax efficiency. A TFSA takes after-tax money... Read More

Socially Responsible Investments

1 July, 2013

Filed Under: Investment Services

Ever wished that you could practice your ethics when it came to your investing your money?  With the Ethical line of funds from NEI Investments, you can be assured that extensive environmental, social and governance analysis are used when selecting the... Read More

Service offering

1 January, 2013

Filed Under: Investment Services

Are you set up to track your investments online?  If you’re curious as to how your investments are performing and do not currently have access to our new Personal Financial Website, click here to contact our office so that we can have you set up to be... Read More